This course prepares students to pursue the W!se Financial Literacy Certification by developing the knowledge and practical decision-making skills needed to manage personal finances responsibly.
This course prepares students to pursue the W!se Financial Literacy Certification by developing the knowledge and practical decision-making skills needed to manage personal finances responsibly. Students will explore essential financial literacy concepts, including budgeting, saving, banking, credit, debt management, investing, insurance, taxes, and long-term financial planning. Through interactive lessons, real-world financial scenarios, case studies, and practice assessments, students will learn to evaluate financial choices, interpret financial information, and apply financial principles to everyday situations. Topics can include managing income and expenses, understanding credit scores, comparing financial products, recognizing financial risks, protecting against fraud, and preparing for major financial decisions. The course emphasizes both certification exam readiness and practical financial independence, helping students build confidence in their ability to make informed financial decisions as they prepare for college, careers, and adulthood.
The final project can include: A Personal Financial Plan – A realistic financial plan incorporating income, expenses, savings goals, emergency funds, and strategies for managing financial responsibilities. A Budgeting and Financial Decision-Making Simulation – A scenario-based activity requiring students to evaluate financial trade-offs, prioritize expenses, and respond to unexpected financial challenges. A Credit and Financial Products Comparison – An analysis comparing banking services, credit cards, loans, interest rates, fees, and borrowing costs. An Investment and Savings Strategy – A hypothetical plan exploring financial goals, compound interest, investment options, diversification, and risk. A Certification Readiness Portfolio – A collection of practice assessments, financial calculations, applied exercises, and reflections demonstrating progress toward certification readiness.
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